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Family Finances: How to rectify portfolio flaws to get optimal returns?

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Sandipan Mallicks equity portfolio has 60 stocks and mutual fund schemes. The number has bloated beyond manageable levels. It is getting completely out of control, says the 41-year-old Mallick. While he is unnerved by the size of his portfolio, Mallick doesnt know that he also has some dud investments which are draining his resources. Still, realising ones follies is the first step towards reformation. Before we expound on the solution to his problem, let us consider Mallicks financial status. Mallick is a salaried man earning Rs 70,000 per month and he lives in Mumbai with his wife Mithu, a home-maker. Though they dont have a child, they expect to have one and have included his/her education and marriage among their goals. Retirement is another goal they want to stock up for. This may not be a problem as their expenses are likely to shrink by a sizeable amount very soon. At present, Mallicks expense...
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Coming soon http://www.irs.gov/efile/article/0,,id=118986,00.html Free File Home - Your Link to Free Federal Online Filing En Español Free File is the fast, easy, and free way to prepare and e-file your federal taxes online. The Free File program provides free federal income tax preparation and electronic filing for eligible taxpayers through a partnership between the Internal Revenue Service (IRS) and the Free File Alliance LLC, a group of private sector tax software companies. How do you want to do your 2008 federal taxes? - Traditional Free File - I want tax software with step-by-step help Free File supports preparation of Federal tax returns. However, many companies also offer state tax preparation though fees may apply. Free tax preparation and e-filing if your adjusted gross income is $56,000 or less in 2008. Asks simple questions, puts your answers on the right forms. Covers the most commonly filed Federal tax forms and schedules...
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